Sequencing risk is the risk that the timing and order of the investment return by your client are less favourable which in result means less money for their own retirement. As illustrated below, sequencing risk is amplified when the…
The Howard Government originally introduced the TTR pensions for people leading up to retirement so that they are able to reduce their working hours and give them the ability to replace some or all of their pay that was…
Australians love to invest in property. And what’s not to love? It’s tangible, offers diversification and tax benefits, and can provide you with a good income and strong capital growth. When held in a Super account, investing in property can…
Ethical investing is the practice of using an individual’s ethical principles which is the main filter used for the selection of securities investing. Ethical investing depends on the investor’s views. Ethical investing is occasionally used conversely with socially conscious…
There are a number of reasons for optimism in Australia in 2021. Season factor could potentially slow the spread of the virus as the country has entered the summer period along with the state border control now largely reopened. …
Planning and preparation ensures a comfortable retirement. That is why strategic advice on how to optimize your after-tax income and pre-tax income can help you get ahead. Once you have reached preservation age, you can access a portion of…
Traditionally financial advice has always been fundamentally rooted in the concept of a physical meeting and presentation, however the concept of a “virtual adviser” has been growing globally as technology continues to improve. That was the case until recently,…
Being a client of Superannuation Advice Australian most likely means that you’ve heard the term ‘Active Management’ or ‘Actively Managed Funds’ used fairly often. That is because we believe that this form of investing will be most beneficial to…
Investment markets in Australia and overseas have experienced significant volatility due to the impact of COVID-19, an event that no one could anticipate. If your Super is invested in a high growth strategy or in a life stage fund…
Active or Passive? Why not do both with a Core-Satellite approach? One of the best strategies for building long-term wealth such as superannuation, is to implement a Core-satellite approach. This strategy recognises the fundamental importance of asset allocation for…