New Financial Year rings in some Super changes

As the new financial year gets underway, there are some big changes to superannuation that could add up to a welcome lift in your retirement savings. One of these being the Superannuation Guarantee (SG), which will happen automatically so…

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Counting down to June 30

It has been a year of change like no other and that extends to tax and superannuation. As the end of the financial year approaches, now is a good time to check some new and not so new ways…

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Decluttering Your Finances

The start of a new Financial Year is the perfect time to reassess your personal monetary position and shed some financial baggage. In the style of Marie Kondo, the Japanese organising guru who has inspired millions to clean out…

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Love and money: Achieving financial harmony

The past 12 months have been a challenging time for many of us on a personal level, with the pandemic having a far-reaching impact on so many aspects of our lives. While the Australian economy is proving remarkably resilient,…

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Bonds, inflation and your investments

The recent sharp rise in bond rates may not be a big topic of conversation around the Sunday barbecue, but it has set pulses racing on financial markets amid talk of inflation and what that might mean for investors.…

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Start Doing More With Your Debt!

There is a massive difference between good debt and bad debt. Good debt is typically tax deductible debt that is used to acquire an asset that will appreciate in value (in a dollar sense) along with providing you with…

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Salary Sacrifice

Salary sacrificing is a pre-tax contribution from your income to your super account, so you will have more money to enjoy in retirement. Your chosen amount will be provided to you before you are paid, reducing your taxable income…

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Parental Leave and Superannuation

Those who are blessed to welcome a new life into their family, through birth or adoption, often look forward to being able to take time off work to bond and enjoy the early days with their little one. Government…

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