The SAA Difference

Welcome to Superannuation Advice Australia. We review, so you can save and supercharge your retirement. Watch the video below to find out more about what you can expect from our service.

I have been contacted by someone saying because of Covid-19 they can help me get access to my superannuation. Is it legit?

If you have been financially impacted by Covid-19 and wish to access your superannuation, you must do this through your own MyGov account. It is a simple process and you should not pay a fee to anyone to do it on your behalf. If you have been contacted by companies offering to help you access your superannuation due to Covid-19 it is potentially a scam. Please speak to a licensed financial adviser before doing anything.

Superannuation Advice Australia Pty Ltd is a Licensed Financial Advisory Firm and a Corporate Authorised Representative of AAN Wealth Management Pty Ltd operating under Australian Financial Services Licence Number 517548.

We can assist with a no-obligation review of your superannuation. If we have any recommendations they will be outlined in a written Statement of Advice along with any fees associated with implementing the advice. There is no-obligation to proceed with the advice and no cost if you choose not to.

With so much uncertainty, there has never been a better time to review your finances to ensure they are set up in the best possible way.

With everything happening with Covid-19, should I bother doing a review?

The purpose of the review is to give you the information you need to make better financial decisions for your future. We can’t stop volatile markets but we can give people answers and information to help reduce possible anxiety during these uncertain times. Our advisers can better inform you on how your money is invested, what your exposure to the stock market is, whether you have any insurances within your super that will help you if you’re affected by coronavirus, are you eligible to withdraw money from your super and is it a good idea for your personal situation. We can also provide recommendations on things that can be done to improve your current setup.

Is Superannuation Advice Australia a legitimate company?

Yes, Superannuation Advice Australia Pty Ltd is a legitimate and regulated company. We are proudly 100% Australian owned. Superannuation Advice Australia Pty Ltd (ABN 45 636 152 924) is a Corporate Authorised Representative of AAN Wealth Management Pty Ltd (ABN 26 634 944 399) and operates under Australian Financial Services Licence Number 517548.

I’ve been offered a superannuation review by Superannuation Advice Australia. Is it legit?

Yes. Superannuation Advice Australia are offering superannuation reviews to all Australians. Many Aussies have watched in disbelief as their superannuation balance plummeted due to the economic impacts of Coronavirus.

It’s important to know why it’s happening and what you can do to protect your super.

It’s also a good time to make sure you are in the best position to take advantage when the stock market recovers. Since we can do a review over the phone, there is no issue with social distancing guidelines.

Why do you do reviews over the phone?

Simple. Even before the Coronavirus, we found it much more efficient than trying to organise meetings in our office and for many clients they prefer it. Our flexibility and extended working hours mean Aussies who wouldn’t normally have the time or opportunity to speak to a financial adviser, actually get a chance to talk to an adviser with no-obligation. We understand that our approach is a bit more modern, but it’s highly efficient, simple for our clients and allows us to do a lot more reviews. It’s not for everyone, we appreciate that, but if you decide to do a review there is no obligation to take our advice and no cost if you choose not to.

I read somewhere that I can consolidate my super. Am I better off doing it myself?

There is sometimes a misconception that our company will charge a fee to do a lost super search or that we charge a fee to just consolidate your super. That is not the case. If you simply want to consolidate super and you’re comfortable doing it on your own, that’s a good option and you don’t need us. We’re happy to show you how to do that yourself.

We’re a licensed financial advisory firm, so we provide personalised financial advice. Our advice might include consolidating super, but only as one part of a personalised financial plan designed to help you achieve your retirement goals.

If you are looking to consolidate your super, make sure you don’t consolidate into a poor-performing fund or one that’s expensive or too risky for you. You need to make sure you choose the right options to suit your age, balance, risk profile and financial goals. If you would like help, please feel free to contact us. We are happy to discuss your options and explain our services and any fees we charge. If you’re happy with our recommendations we can then implement a personalised financial plan to help you achieve your goals with the right balance between achieving returns and managing risk.

Why do you ask for my Tax File Number over the phone?

As a licensed Financial Advisory firm we perform super searches to locate lost or unclaimed Superannuation. To enable us to perform a lost super search on your behalf there are certain details we need to obtain from you. One of these details is your Tax File Number (TFN). All TFN and personal information we obtain from you is maintained pursuant to our Privacy Policy. We are required under the Privacy Act 1988 (Cth) to have a current Privacy Policy with information about how we collect, use and manage your personal information and how we comply with our obligations under the Privacy Act in handling your personal information.

What information do you need to perform a super search for me?

To enable us to perform a super search on your behalf, we will need your full name, address, date of birth and your Tax File Number. You will also need to provide us with permission to perform a search on your behalf. All personal information we obtain from you is maintained pursuant to our privacy policy which is available on our website.

Why get advice from Superannuation Advice Australia?

Superannuation Advice Australia is a licensed financial advisory firm. Nearly half the financial advisers in Australia are aligned to a super fund or a bank, so it’s hard to know if their advice is unbiased. We are not aligned to any super fund or bank so we can give you advice based on what’s in your best interest, not theirs. We’re happy to start with a no-obligation chat with one of our advisers and then you can decide from there if you would like to take it any further.

I received a phone call from Superannuation Advice Australia. What’s it all about?

Your details may have been passed on to us by a friend or family member, or you may have requested a lost super search or review. Typically, our first discussion seeks to establish what your current superannuation setup looks like. We conduct research to find out what you’re paying in fees with your current fund, what insurances you’re paying for and how your super is being invested. Based on that information we can also provide a projection to see what you’re approximately on track for at retirement age. This is all done with no obligation.

If you wish to receive personal financial advice from us, we will provide you a Statement of Advice with our recommendations. Should you wish to proceed with our recommendations, advice fees will be payable. All fees are disclosed to you in advance and discussed with you, so any queries you have can be addressed.

Do I have to spend money to find out what your advice would be?

The easiest way to show you what we can do is to take advantage of our no-obligation review service. We can review your super and provide a full report outlining our recommendations along with any fees payable and the potential benefits of our advice. There’s no obligation, so if you choose to go ahead with our advice, that’s great, but if not, there would be no cost. If you would like further information, please feel free to contact us.

Am I better off getting advice from my superannuation fund?

Without knowing your current fund and how it’s set up it’s impossible to say. Keep in mind though, it’s not uncommon for super funds to only be able to advise on their own products. The question remains, is it the right fund for your individual situation and is it going to get you the best result? Superannuation Advice Australia is not aligned to any super fund or bank, so we can provide advice based on what’s in your best interests, not what’s in the best interests of your super fund. Our initial review means we can review your current setup and then provide recommendations on areas we think can be improved. There is no obligation to proceed with the advice if you don’t think it’s right for you or you do not see value in our ongoing services.

If there is no-obligation when you do the review and no cost to do a lost super search, how do you make money?

We make money if clients like what we recommend and decide to proceed with getting personalised financial advice. If you decide to receive personal financial advice from us, we will provide you a Statement of Advice outlining our recommendations specific to you. Our fees will depend on what we are recommending for you, but all fees will be explained to you within the advice document to assist your decision on whether or not to proceed. There is no obligation to proceed with our advice and no cost if you choose not to. As licensed Financial Advisers, any advice we provide must be in your best interests.

For further information, please speak to a member of our team so that we can find out more about your financial circumstances and provide you with more detail.

How do I find out more to make an informed decision about the services you offer and whether they are right for me?

If you would like to read more on our services and whether they are right for you, you can find this information and much more in our Financial Services Guide.  Click here to download a copy.

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