Savannagh Close You’d be forgiven for thinking that retirement is as simple as hanging up the work boots, withdrawing your super balance and continuing to live your life, funded by a recently-accessible lump sum of cash. However, there are…
Shannon Ferney Did you know that your tax position can be affected by selling some assets? Capital Gains Tax, or CGT for short, is tax payable on any amount of money you earn by selling an asset for more…
The difference between an actual financial loss and a loss on paper, also known as an unrealised loss John Pearson The share market can be a highly volatile place with wide-ranging annual, quarterly, even daily swings. Although this volatility can present…
Damian Rajah Generally, super access starts at retirement. However, what not many people know is that there are several ways you can access your super capital a little earlier. ⠀⠀⠀⠀⠀⠀⠀ The first way is via hardship provisions. This is when…
Dominic O’Regan Environmental, Social, and Governance (ESG) is an approach to sustainable investing that drives positive environmental, social, and corporate responsibility outcomes, alongside financial results. ESG investing achieves this through consideration of the three ESG factors, along with taking…
A Queensland parent has recently discovered a unique government subsidy for driving your children to school. The resourceful parent found that their three kilometre journey to school was worth a payout of $433.20 per year – half of the…
Typically speaking, financial advice related to superannuation is not an eligible tax deduction for your assessable income outside of your superannuation and cannot be stated on your tax return. However, financial advice fees outside of superannuation can be tax…
In May 2016, a measure known as the ‘carry forward’ rule was introduced by the Government, allowing individuals to carry forward their unused concessional contributions (‘CC’) cap from previous financial years to a later year as part of the…
Ian Littler, Stephen Baird As Financial Advisers, we appreciate the need to demystify the jargon when it comes to financial planning. To this end, today we’ll be looking at the differences between concessional and non-concessional contributions. Find out below…
Australian consumer confidence is back to its pre-COVID levels, but not back its overall high point, according to analysis from AMP Capital.Consumer confidence rose again during June by 6.3%, but remained negative with an index reading of 93.7, below…